Let’s Talk 2020.

I love this time of year. The short days and cold temps feel like nature’s permission for me to read more, sleep more, and allow more time for reflection. It … Continue reading Let’s Talk 2020.

My First Debt-Free New Year’s of my Adult Life!

It’s New Year’s Eve. My last post was three days before I finally became DEBT FREE. Since then I have exhaled, replaced my clothes that had holes in them (except … Continue reading My First Debt-Free New Year’s of my Adult Life!

What it Feels Like to be 3 Days Away From Becoming Debt-Free.

I’ve often wondered what it would feel like emotionally to be debt-free. Or even CLOSE to being debt-free. I haven’t known that feeling since I was 18 years old and … Continue reading What it Feels Like to be 3 Days Away From Becoming Debt-Free.

Using Money to Optimize Happiness… Really?

I am 42 days away from becoming debt-free (pause for celebration 🙂 ), and I recently got to thinking. What next? Early on in my debt-free journey, I daydreamed of … Continue reading Using Money to Optimize Happiness… Really?

My Botched Budget. New Debt Payoff Date = September 15, 2019

I have been hell-bent on August 15th. That was my (admittedly aggressive) target date to pay off my final debt. My car. Anyone who knows me even remotely well can … Continue reading My Botched Budget. New Debt Payoff Date = September 15, 2019

My Lightbulb Moment at the Grocery Store.

I made a list. I looked up recipes, wrote down the ingredients, and went to the store. I had officially gotten sick of combining random ingredients for meals. Dinner could … Continue reading My Lightbulb Moment at the Grocery Store.

Inside my Budget

Things have been ON POINT in my debt free journey the last few months! Here are a few of the highlights: I had enough discipline to apply 100% of my … Continue reading Inside my Budget

Good Riddance Credit Card Debt!

I went for a run yesterday afternoon through the snowy streets of Bend, Oregon, and I felt light. Not the kind of light that comes from well-rested legs, but my … Continue reading Good Riddance Credit Card Debt!

February Finances – an Emotional Turn Into the Home Stretch

I’ve drafted a couple different posts about my February spending, but I keep getting stuck. February wasn’t just about numbers. It was about more than the fact that I paid … Continue reading February Finances – an Emotional Turn Into the Home Stretch

Sunday Night Spending Report

Tonight begins a new tradition. As I close in on getting past the 50% point of paying off my debt, I am leveling this thing up and holding myself more … Continue reading Sunday Night Spending Report

February Financial Update!! (And a No Spend Challenge Month!)

It was early September of 2017, and I had just binge listened to 5 Dave Ramsey podcasts in a row. I was curious. He mentioned that the first step was … Continue reading February Financial Update!! (And a No Spend Challenge Month!)