It was less than two months ago when I decided to jump in with both feet and do Dave Ramsey’s Total Money Makeover. I was finally at a point where the idea of a life without debt payments was more important to me than being impulsive and racking up more debt.
Step 1 is to create an emergency fund of $1,000.
I took a lot of joy in marking that on my calendar today. Keeping track visually of each day I make good financial choices has been a great catalyst to keep me going!
My next post will be a recap of my first ever vacation I 100% cash flowed. To be honest, the vacation for the most part was a major disappointment for various reasons, but I did learn some valuable lessons. Stay tuned!