October, I Kicked Your Ass

I mentioned in a previous post that I really like visual tools to help keep me on track to paying off my debt. Marking each day on the calendar has really helped! I get a green star every day that I do not use credit, and gold bars around the entire week when I don’t use credit at all.

I killed it in October! I don’t even know the last time I went a whole month without using credit. It was just part of what I did.

Not anymore!

Brief October recap:

I paid down $1,171.36 in principal.

I hit the $1,000 mark in my emergency fund ahead of schedule.

I cash flowed a (mostly shitty) vacation.

I never used credit once. Yay!

I’m only two months into this journey, but I have a $1,000 emergency fund in place and have paid down 5.5% of all my debt so far. Not bad for such a short time!

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